Professional long-term care insurance review and benefits optimization
Comprehensive long-term care insurance review and benefits analysis
We review everything from your long-term care insurance policy to Medicare benefits to local assistance programs, making sure you're not missing out on money that could help pay for care.
Review your entire financial picture We look at all possible benefits you might qualify for: federal, state, local, veterans, union, and employer programs
Investigate overlooked resources We find veterans benefits, union programs, and employer resources that families often don't know about
Check program eligibility We determine which assistance programs you qualify for and help you understand the application requirements
Calculate potential savings We identify senior discounts and assistance programs that can add up to significant monthly savings
Decode your policy language We help you understand what your long-term care insurance actually covers and when benefits can be triggered
Handle claims documentation We prepare and submit claims documentation in a way that maximizes your chances of approval
Navigate benefit triggers We help you understand elimination periods, benefit triggers, and how to properly activate your coverage
Coordinate with other insurance We help coordinate long-term care insurance benefits with Medicare and other insurance for maximum coverage
Analyze your current coverage We review your current insurance plans to identify gaps in coverage and opportunities to reduce costs
Maximize prescription coverage We find prescription drug assistance programs and optimize your medication coverage
Navigate Medicare decisions We help you understand Medicare Advantage versus Supplement options and choose what's best for your situation
Coordinate multiple benefits We help coordinate different insurance benefits to get maximum coverage without overpaying
Complete applications correctly We fill out complex benefit applications correctly the first time to avoid delays and denials
Handle appeals and denials We navigate the appeals process for denied benefits using proven strategies that work
Gather required documentation We help collect and organize the documentation that actually gets approvals from benefit programs
Expedite processing We use our knowledge of the system to help speed up processing when time is critical
"We were spending $1,200 monthly on Mom's medications while her long-term care insurance sat unused. We couldn't understand the triggers. Alder decoded the policy, filed the claim properly, and got $3,000/month in benefits approved. They also found programs that cut her medication costs to under $200. It's been life-changing financially."
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Here's how we maximize your financial resources
1 Schedule your free introductory call
Connect with Alder to discuss your financial situation and learn how our benefits expertise can help you access resources and coverage you might be missing.
2 Get a comprehensive benefits analysis
One of our experienced life care managers (a registered social worker or nurse) will review all your potential benefits, insurance policies, and financial resources to identify opportunities for savings and support.
3 Receive ongoing benefits support
We help you maintain your benefits, handle renewals, and navigate changes in your coverage as your needs evolve over time.
Not sure where to begin?
Find out if life care management is right for you by taking our needs assessment quiz. We’ll show you how Alder can meet you where you are - no matter what stage of planning you’re in or what need you’re facing.
